Many people question why claims for personal injury or wrongful acts are brought. The reason is that our society has determined that certain acts are wrongful when causing injury or loss, and affected persons should be compensated or “made whole” for their injury or loss. Sometimes the law in question is passed by legislatures, such as laws against discrimination in employment or housing. Other times, the law has been developed by judges over hundreds of years, and has its roots in English common law. An example of this latter type of law is the law of negligence: that a person who has caused an accident did not exercise reasonable care under the circumstances to avoid injury to a third party.